Instant Mortgage
Your Property Financing Expert
Your Property Financing Expert
Instant Mortgage is a subsidiary brand of Instant Credit Limited (a licensed money lender in Hong Kong, Money Lenders Licence No.: 1596/2025), specialising in providing professional property mortgage services for Hong Kong property owners and individuals in need of financing. Since its establishment in 2021, Instant Credit Limited has upheld the business philosophy of "Lawful, Reasonable, and Compassionate" , placing property value at the core of its considerations and striving to provide flexible and expedient financing solutions for customer groups overlooked by traditional banks.
Lawful · Speedy · Customer-Oriented
We specialise in all types of property loans (first mortgage, second mortgage, and refinancing) as well as owner's private loans, while also covering services such as debt restructuring and debt consolidation. Whether you are self-employed, a retired senior, a homemaker, or an owner of non-mainstream properties such as tenement buildings, village houses, or aged walk-up buildings — even if rejected by banks — Instant Mortgage will tailor a flexible and suitable repayment plan for you.
Professional．Legal．Safe
Extremely fast．Convenient．Effective
Sincerity and True Intention
About Us
Lawful, Reasonable, and Compassionate; Creative, Innovative, and Entrepreneurial.
We place legality above all else. On the foundation of compliant operations, we actively leverage financial technology to simplify processes, enhance efficiency, and create a better loan experience for our customers.
We place legality above all else. On the foundation of compliant operations, we actively leverage financial technology to simplify processes, enhance efficiency, and create a better loan experience for our customers.
Our Mission
By pioneering the adoption of financial technology, we provide professional and expedient financial support to overlooked customer groups, making cash flow no longer a difficulty.
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Loan application amount (HKD)
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Customers are satisfied
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Strict Compliance
Data Confidentiality
Complaint Hotline：2723 0009WhatsApp Inquiry：9138 4768Email：info@instantcash.com.hk
Address: Room 1015, Hershey Centre, 63 Mody Road, Tsim Sha Tsui East, Hong Kong
INSTANT MORTGAGE | A Brand Under INSTANT CASH LIMITED
Moneylender License Number：1596/2025
Loan products
Company News
Legal provisions
Note: According to the Money Lenders Ordinance, the maximum annual interest rate is 48%.
Warning: You must repay the money you borrow; do not pay intermediaries.
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