One-Click Mortgage – Fast Approval for Self-Employed Residential Properties, No Title Required

Client Background:

Mr. Zhang, a manufacturing business owner, owns an industrial building unit (with a high existing mortgage rate) and several personal loan debts, resulting in significant monthly repayment pressure. He hopes to refinance to reduce interest rates and obtain additional funds for operations.

Easy Mortgage Solution:

Easy Mortgage arranged a mortgage refinance service for Mr. Zhang, simultaneously approving a large owner's personal loan. The entire process requires no title deed, and industrial buildings are eligible. The procedures are streamlined into a single application, requiring only three documents.

Result:

The new mortgage rate decreased by 1.5%, and an additional HK$500,000 in cash was approved, bringing the total loan amount to HK$2 million. Monthly repayments actually decreased. Mr. Zhang stated, "The mortgage refinance and personal loan were handled in one go, without having to search around. Easy Mortgage really helped me."